S u need to search lawsuits thats all pertain to yourself and stop. Plaintiff claimed that several mortgage statements sent by Portfolio misstated a number of items, including the principal due, and that by sending these incorrect statements, Portfolio violated the . We learned early on to wire the payment from our bank so they wouldnt delay payment postings. The Reward a criminal receives from the DOJ: One of the biggest assistance to homeowners is the PR Principal Reduction and/or Principal forgiveness for those who owe more than the home is worth, because under the Settlement: For each $1.00 Forgiven by SPS, owned by the Fraudster Credit Suisse: 1. In June of 2018, Ms. Daniels sued Select Portfolio under the FDCPA, 15 U.S.C. Select Portfolio Servicing, Inc. spservicing.com/Select Portfolio Servicing, Inc. P.O. They have no feelings, they mess up your credit so you cant get a loan no where else. I know how hard it can be. This has to STOP! We have refinanced an equity loan which banks do not resell. I tried continuously to modify my loan after falling behind. Select portfolio is scum! I inquired how They sell off and buy back your mortgage and you end up owing more than when you started, Can you explain what do you mean. Im now a widow on SSDI and this whole ordeal has caused me so much more stress and fear. In 2017, 2018, 2019, and 2020, Defendant charged Plaintiffs EZ Pay fees ranging from $5 to $15 "each time [they] paid [their] mortgage[s] by direct debit from [their] bank account[s]." (Id. document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); @2023 Top Class Actions. Bank of America never took over the house and sold the loan to SPS. Later my mortgage was transferred to SPS and I have had hell every since. The Select Portfolio Servicing class action lawsuit asserts that the company is a special servicer of residential mortgage loans, meaningitcollects on defaulted or delinquent mortgages. Whoever you signed your loan with is still responsible. They have actually done drive bys to make sure someone lives there. Did SPS mailed you a letter or told you over the phone that they had not received the document(s) to complete your application? They paid 3 homeowners insurance Companies and charge for each in2021. So I am reporting of what I believe to be Unfair Lending Practices. SPS is fully owned by Credit Suisse USA, a large investment Company. Select Portfolio Servicing As an Attorney Advertising Service Select Portfolio Servicing is one of the leading providers of portfolio servicing. They have taken off the original borrower and placed the account in the deceased borrowers name to prevent her from accessing her account. SPS PORTFOLIO HAS TO GO!!! Every time I would send in the required paperwork I would get either no reply, told the paperwork was incomplete, or I did not qualify for the same modifications they said they could work with me with. My husband n I have be cheated out of refinancing n I have not filled any request for our equity that we shoud bolt up over these 19 year weve owned made our payment it went from champion mortgage to h s b c then beneficial to this s p s n no one has informed me personally about any law suit or anything n I would like to know how someone signs I up online with out your pemiison ???? She alleged that the erroneous monthly mortgage statements were harassing, false, and mislead-ing, and that by sending them Select Portfolio engaged in unfair They say my income is not enough .. Was the youngest Manager of four and achieved rapid promotion through the ranks in three years. They steal homes. Then said loan is getting purchased for pennies on the dollar. They wont stop running up more fees and this has been going on for 3 years!!!! Please add me to any lawsuit against SPS. Count me in the class acton as well. Select Portfolio Servicing Inc ., a homeowner's conservator, Reese, sued a mortgage servicer, SPS, for HBOR and UCL violations after the mortgage servicer initiated foreclosure proceedings.. Long story short, I am getting out of long nasty marriage, attempting to fix my credit after years of me trusting spouse on finances. Ballooned our loan from $598 to $1250. they said there investors about 20 of them will not extend a motg to 40 yrs. They are doing the same thing to my mom and dad in Gilbert SC. After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. The Riveras state that they defaulted on a mortgage with Bank of America in January of 2009. 1. stating because of lender place insurance. After the required 3 forebearance payments, they n9eglected to take out the automatic payment, then blamed me,added more fees, forcd placed a fake insurance policy, and once we worked out yet another not so great modification, efused the first payment by adding MORE fees. This month, I sent my payment by Certified Mail/Return receipt. You can not pay them on line as I did with my Bank before. They are in their mid 80s on social security. i am broken hearted at thought of losing my home with my disabled child. Jul 2010 - Jan 20154 years 7 months. Looking at other comments I dont think they have helped any one. Aug 2012 - 20142 years. If they forgave $30,000 $100,000 or MORE and it was NOT beneficial to you, the homeowner They received at least DOUBLE of what they had forgiven you under the Settlement. select_portfolio_svcg_fdcpa_complaint.pdf, Attempt to Collect Debt Discharged in Bankruptcy. Look for an attorney and sue themthey are ALL corrupt!! What else can I do. Our mortgage was purchased by Select Portfolio and they have attached so many fees and false charges that we owe $10,000 more than the mortgage amount was in the first place. For information on deleting the cookies, please consult your browsers help function. SELECT PORTFOLIO SERVICING, INC. Case Summary On 08/08/2019 GARAY filed an Other - Arbitration lawsuit against SELECT PORTFOLIO SERVICING, INC. I am a Paralegal student. The Select Portfolio Servicing Unfair Debt Collection PracticesClass ActionLawsuit is Angel Rivera, et al. I have SPS they have bilked me for late charges that I didnt owe they also sent me my address with some other customers name on my homes bill. I am so stressed out over this. this is what they do. Despite the bankruptcy, the Riveras received a notice that the Bank of America mortgage was transferred to Select Portfolio Servicing for collection on July 9, 2015. Top Class Actions is a legal news source Ugh it is horrible. Aug 20, 2021 PRINCETON A woman is suing Select Portfolio Servicing for breach of contract, fraud and violations of the West Virginia Consumer Credit and Protection Act. Thats what they want! We owed 165k and did three trial payments and after 9 months of modification they added 40k to our loan, how is it even possible we now owe 203k with a ballon payment for 30 yrs. Servicing of mortgage loans and administration of escrow accounts. Documents indicate that SPS had violated countless Federal Laws, not only consumer laws, but also BK Laws. Mar. Anyone interested in joining us on the lawsuit contact me at j_perezm@live.com. I didnt think you could raise a mortgage every month, even if Im late paying it. I wish we all came get them in order and money back they owe us they the devil I seen in person theyre evil, I need someone to help me with my law suit what all they did to me to much to write about, but they need to be stop. Now SPS is threatening to raise my interest rate to 3% and then 3.75% the next year. Select Portfolio Servicing, Inc. This company is horrible. I have a LAUNDRY list of ILLEGAL activities that SPS has done to me. This company is horrible. slect porfolio servicing aka SPServicing Scammed, Bullied, Reported false information to Credit Bureaus Salt Lake City Utah. Please provide any additional information about your inquiry. Luckily sold house day before sheriff sale and still got threatining calls 6 months after sale, stay away from this company if at all possible, I have had it with sps i seriously recommend that we sue sps into foreclosure, I went and got a lawyer to do A DEED IN LIEU so they can have there ELEPHANT AND ALL THE TRIMMINGS THAT GO WITH IT i am finished with these ass-wipes my original mortgage was 63,400 in 2006 and we are in 2018 and i owe 65,300 how in the hell did this happen can someone tell me, You think thats bad? More than 86% of the aforementioned statistics are loans originated before 2008. Even after trying to find out since receivin the news it had been sold. One of the most unethical companies Ive experienced. Published by New York State Law Reporting Bureau pursuant to Judiciary Law 431. . I am a veteran I served six years in the military only to be homeless? Please go on SM and find a group that will help you! DWF > The Legal 500 Rankings Corporate and commercial > EU and competition Tier 1 DWF has noteworthy experience in advising private sector clients on matters spanning merger contr The complaint thus claims that Select tried to collect on the loan while the bankruptcy discharge injunction and automatic stay were in effect. NOT. Select Portfolio Servicing, Inc ., D-1-GN-19-001092 (200th Dist. Does THAT sound familiar to you, did that happen to you, a friend or a family member? I Dad had insurance on the home with his payment and it was cashed in. It has been one thing after another with SPS. The complaint quotes the plan as saying, The value of [Selects] second mortgage claim on Debtors property is valued at zero. Youre not alone either. The Automatic Stay Class is similar, but it is for persons Select tried to collect from while they were actively in bankruptcy proceedings. Servicing of mortgage loans and administration of escrow accounts. Select Portfolio Servicing, a company based in Utah that handles their mortgage payments, said a clause in their original loan provided a 20-year option, so they owe an additional $16,000. In some cases, I had met folks who had received letter from SPS not only using the word: Government but the name of a U.S. President in their letters, when soliciting a homeowner to accept HAMP. Predators .. Looks like the only recourse is Bankruptcy to stop the foreclosure and then after youb have tried them they send you a letter saying the foreclosure has been postponed. We are trying to do a Modification and they keep saying they are not getting the right paperwork. Looking at other comments I dont think they have helped any one. Am facing foreclosure after numerous attempts to get a modification. Privacy Policy | As of today (9/15/2018) the Deed of the house is still in my name. I believe that SPS wishes to foreclose on the house, instead of allowing for the agreed to Short Sale. For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. This company is fraudulent and harassing. !to a tee everything u stated happened to us in 2017 from sps fresh out of a bk13 and wouldnt loan modify just kept raising mortgage and all taxes and impound accounts wrong i couldnt have explained the situation any better than u did! I have had a letter from 4 different law firms companies that has taken over this account and trying to foreclose on my home August 77th 2018. Two classes have been defined for this action. I can go on and on, but I pray that God sends someone to all the people who they deceive, so we can overcome this nightmare! Attorneys will then review your submission to determine if you have a case. Box 65250 Salt Lake City, UT 84165-0250 Account PaymentSelect Portfolio Servicing, Inc. Attn: Remittance Processing P.O. Who do I comtact about hidden fees which seem to be made up and 35.00 per month only going towards my mortgage wth, Hello I am in the same boat same story.. Plaintiff Jacqueline Fleming took out a mortgage to secure the purchase of a home in April 2005. We tried to work with them for years. I want to get away from this company but they wont allow me to refinance with anyone else. This I believe was done to PREVENT ME FROM REFINANCING, instead I would be Forced to modify with SELECT PORTFOLIO SERVICING! I have to pay a fee for a payoff quote, I have to pay a fee to make my mortgage payment by check, a fee to pay by phone, a fee to pay online but free if I let them withdraw the payments from my bank automatically..fine print says payment amounts will vary but will include the full amount due including interest, fees and other charges and past due amounts. We use cookies to improve functionality and performance, enhance user experience, and provide tailored content. Lynn, Hello I am in the same boat same story.. This company will steal your home!! The Riveras seek to represent two separate Classes. I called the lender yesterday to get a payoff quote for refinancing and they tell me I have to get it from this SPS outfit. Well they file to foreclose and I returned file bankruptcy. That was discharged in a Chapter 7 or Chapter 13 bankruptcy proceeding. Special Report / Tue 30 Apr, 2019. On two Does anyone have any suggestions on how I can get my name of the Deed? Whom do I contact for more information regarding a lawsuit against SPS? It has been nothing but a nightmare, since they took over mt mortgage a few years ago. 2019 of plaintiff's counsel [letter dated August 23, 2019 of the Federal Deposit Insurance Corporation to plaintiff . I need to find out about the class action lawsuit if possible. The person represented SPS and the person was driving a car with license plates registered to a truck. Dont even get me started about insurance and everyone saying something different and i recorded alot of it!! The firm's many attorneys have a wide range of expertise in all areas of the law. We CANT let them! That lawsuit alleged that Select Portfolio Servicing received illegal kickbacks from the insurance company it used when the debt collector had to obtain insurance on a debtors property. ialso pays to do a ferinzic audit .i did now i can sue them all. I never received anything from an attorney. So because we have over $100k in equity in our home we believe they were trying to take our home as we find that chase bank is in trouble again. Home Loans, Inc., the Supreme Court held that TILA requires only written notice, and not the filing of an actual lawsuit, within the three-year period for exercising the right of rescission. I also have Select Portfolio Servicing, Inc. and I been have issues with SPS illegal fees of a Loan Modification because in my situation my principal of my mortgage is $122k (Libro Loan in 2005 with % rate of 8 to 15%) but they added fees and past due payments to $265k and my home is only worth $90k . They tell you they can help with the programs they have. They sent people to my home to give us a letter to validate we live here. I asked for bills or invoices for the attorney and drive-by fees, but they refuse to send me anything. For them to do so is FRAUD and they can be sued for it!! Im behind on my mortgage because they keep raising it. I have been trying to get somewhere with them for over 9 months and getting no where. Fill out this form for a FREE and prompt case evaluation. Our mortgage is underwater, which means we owe more than the house is worth. Credit Suisse USA and SPS: The U.S. that has to be illegal. They changed my land records so there is no real chain of title. i live in long island and i can t get my loan modified becasue the taxes out weight the morgtgage. Fitch rates residential mortgage primary, master, and special servicers on a scale of 1 to 5, with 1 being the highest rating. and I never missed a payment. I decided to go back to school to study law because of the stress they have put me through. Thank you, I would like to get in on this class action lawsuit. that I was not being charged PMII proceeded to pay on time in advance of receiving bills and more than the minimum payment. For example, Select Portfolio Servicing advises a homeowner seeking loss mitigation options that a single point of contact ("relationship manager") has been assigned to assist with the communications, questions, or status' during the loss mitigation process. I made a partial payment on my account and was told it was fine to do that to make the rest in a week. My mortgage was jyst sold to SPS , May I jump on the train? 2019); cert. Then they denied to take anymore Partial payments. The complaint argues that the FDCPA is broadly interpreted to protect debtors, because all consumers, even those who have mismanaged their financial affairs resulting in default on their debt, deserve the right to be treated in a reasonable and civil manner., The FDCPA lists several practices that are illegal, including using misleading or false statements to collect a debt, from the standpoint of the least sophisticated consumer.. About 9 months into it the went up 1 percent on loan and I am now in process of trying to modify again because I have singed no new agreement and no one will tell me who the lender is. I wish the attorney handling this case look into my situation as well. 16-3540 Decided: May 30, 2017 Before: BOGGS, SILER, and MOORE, Circuit Judges. Select Portfolio Servicing Lawsuit. settlement administrator or your attorney for any updates regarding Collection Agencies: slect porfolio servicing. Submitted paperwork many times with this form is missing etc now the home has been sold and the first mortgage sent me a 1099 but charged off . Before them. Sign me up for any Class Action possible. I call SPS and they tell me they will send me the paperwork and never do. PLEASE HELP! My Nightmare began the day my mortgage was transferred to them for servicing after a CH 13 BK in which they didnt lose a dime! I sustained damage to my home and needed to make repairs without filing an insurance claim due to high deductible. The Investment company receives $1.00 to $1.5 for each $1.00 forgiven as a CREDIT towards the $5.8 Billion Dollars Settlement. They are violating 12 U.S. Code 2605. All offers were denied. I dont care if God strikes my home and burns it to the ground. After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. At some time after that, Fleming was unable to make monthly payments and defaulted on the loan. I have evidence that SPS had deceived hundreds of thousands of homeowners across the United States, and in the process, it may had also defrauded the U.S. Treasury Department by Misreporting and misusing, wasting TARP Funds. Please add me. Docket for Loza v. Select Portfolio Servicing, Inc., 7:17-cv-00430 Brought to you by the RECAP Initiative and Free Law Project, a non-profit dedicated to creating high quality open legal information. Did SPS mail you a letter stating they had filed a lawsuit to FC in your home and they never did? 19-10204 (11th Cir. I was given a fake rate reduction buy select profolio it lasted 8 months long after 8 month long select profolio took the rate reduction back and lie to me me and said i did not complete the paper work i ask then to send me what paper work was missing ,make a long story short every time they send me info about the paper work missing i resend it . SPS said they would not accept any more payments and charged off the loan. I get different answers from different representatives . Due to their overall incompetence and in particular, their incredible ability to lose documents, we lost our home and so much more. I was able to make partial payment. Did you sustain in your payments? 2019. I really cant afford this payment now. NOT. Select Portfolio Servicing Inc. One Sept 22nd I spoke with a customer service rep about assistance due to Hurricane Irma. administrator or law firm. I hate this company and will fight them till the end. Plaintiffs Angel Rivera and Angela Rivera claim that Select Portfolio Servicing violated the FDCPAwhileattempting to collect a debt from them that they did not owe. They also call me 3-4 times a week, at all hours. it all happened to us in the end stole our home we worked our entire lives for !! With no notice. With no notice. after 2 previous probationary warning shots upon the third were stripped of their right to forclose.. Click Accept if you consent. I called SPS to catch up on the payments and they said they closed my loan and I would need to sell the house and pay the loan in full. It is unbelievable and very stressful to deal with this company. You talk to all these different people who suppose to all work for the same company and half of them dont know what they are doing ! B, UDAAP, FDCPA, to name a few: Countless Letters Internal Communication among employees Letters from other Homeowners which the Mortgage Loan was and is serviced by SPS The letters, emails, the modified payments ALL indicate the Mortgage Servicer has defrauded consumers and the U.S. Other documents, acts and practices, demonstrates the audacious acts the Servicer takes before our judicial system. I understand every one of these posts this company is terrible.So sad. I wish There was some way to get back at this company. and wondering if stumbling and bumbling company will make it out as the original check A year later I have not received the replacement check for the one sent in. In November 2003, Select Portfolio Servicing then known as Fairbanks Capital agreed to pay $40 million to settle with the FTC and the U.S. Department of Housing and Urban Development. They dont purchase loans. I was told to send in my divorce decree, which I did. receive is excuses why I dont have the replacement check. U.S. RMBS Servicers Scrubbing Their Portfolios of Problem Loans. The company is now asking for 2 Proofs of Occupancy. Then in 2022 they charged me for two homeoeners insurance policies I did get most of the money back from the insurance Companies but SPS refuses to pay me all the internet accrued from these policies as I just got the money recently back Theres more too that they have charged me erroneously for, Quiero unirme a la demanda de clase, en Puerto Rico hicieron lo mismo, aumento de pagos mensuales sin causa, querer imponer seguro sobre el valor de la propiedad y no desglosan deuda real. My daughter passed away and left everything to me in her will. I need help to gett a loan modification. Then requested a Proof of Occupancy. Engaging in prohibited actions [The Request for documents unrelated to a loss mitigation, mentioned here, it is considered a violation of RESPA and the CFPB had considered the Practice Unfair and Deceptive and likely to cause harm to consumers. Management And Organization The Riveras filed for bankruptcy that same year, and ultimately discharged their debt, including their mortgage, in October of 2009. My name is James Ray Maree, I live at 3121 University Drive Lancaster South Carolina 29720 und Im not hard to find . This case was filed in U.S. District Courts, Texas Southern District. The complaint alleges that the company tried to collect on a mortgage loan during the time, and after, the borrower was involved in bankruptcy proceedings. Time for the halftime show! Always denied!! Please add me to this lawsuit as well. The company did not respond to messages seeking comment. Select Portfolio Servicing will also provide advice concerning various aspects of selecting an appropriate legal strategy and handling the case after it is filed. The complaint alleges that Select Portfolio Servicing uses false, deceptive, misleading, unfair, and unconscionable practices in connection with their attempt to collect an alleged debt from Plaintiffs and others.. Years ago, they got us Homeowners Insurance which was Over$2,200 for the year, which I just recently found out after the Insurance Company dropped us, saying they were informed we did not live here. That is a violation of my Civil Rights that are protected and covered under the ADA ACT. they take my payment and double it for one year and leave me with a large balloon to pay in 12 months that is about 200kthats there idea of a plan to fail. Dont give up. I am so tired of this harassment. Our mortgage is underwater, which means we owe more than the house is worth. I was able to catch up last year. Were you able to complete the first 3 payments, and later defaulted, and may have or you are about to lose your home now? We offer a submission form on our website for you to fill out if you are seeking class action legal help. I am currently in a modification because after being switched to SPS my intrest rate increased after being told no changes would be made. Click Change Settings if you want to tailor the use of your cookies. that reports on class action lawsuits, class action settlements, For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. First, it is illegal to attempt to collect any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly permitted by law.The complaint argues that the attempt to collect late charges that very from day to day is unlawful. My mortgage then was 30000 and when I did the HARP program they went up to 49000 and I have to pay it in 15 years with a balloon payment of 25000. It has been a nightmare and there has been my forged signatures to documentsee trying to undercut the firm handing my case. We will contact you within five business days to acknowledge receipt and let you know if you need to send additional information or documents. After fighting with them for 4 months and only paying them my original payments they told me that they Never received my escrow account from AHL. Having trouble trying to save my home from these thieves!! How do you sue or bring charges to the forger . the mortgage is 760 and the taxes 1166. i have tried for year s to modify. 15, 18.) to get the check sent in my name only. Free and open company data on Puerto Rico company SELECT PORTFOLIO SERVICING, INC (company number 10188-112), c/o RVM Professional Services, LLC A4 Reparto Mendoza Humacao, PR 00791 Step 1: Submit required documents. the loan modification came with a ballon payment of 90k in 20 years. Where do I begin? ( I did get and settlement check from that lawsuit) 2. I was promised if I move out and give them the keys, they will return give me $2500 moving expense. This outfit needs to be exposed! SPS is the worst company I have ever dealt with, missing paperwork turns into outdated (all of which is false) keep delaying until they can foreclose.

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