Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. This includes conditions that are related to, secondary, or resultant from a pre-existing condition. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Feb 13, 2023. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. 1). You can cancel pet insurance at any time. For additional information, please call to speak with a licensed insurance agent at 1.800.905.1595. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. (NPN # 19246385) 2023 United States Fire Insurance Company. To review the plan best for you, click here. The effect on your family budget and pet care. Let us dig up an answer. Products, schedules, discounts, and rates may vary and are subject to change. As an animal lover with a rescued Terrier named Barry, when she's not helping pet owners find the perfect plan on Pawlicy Advisor, she runs a ranch in Oregon and rehabilitates any animals that come across her path. NOTICE TO DISTRICT OF COLUMBIA APPLICANTS:It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. In general, you can receive a: Full refund. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. An important note: ManyPets is still expanding within the U.S. and pet owners in Alaska, Florida, Hawaii, Idaho . 1 (866) 651-7768. What Happens to My Pet Insurance if I Move? Banfield Pet Hospital. No refund. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. Your PIN, personal identification number, can be found by logging into My Account and clicking on Settings and Billing. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Wagmo is a pet insurance plan that works for both dogs and cats, and while it offers a range of customizable features, its best attributes include: Short, 15-day waiting period. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. " in 3 reviews " Fast claim payment, great price and peace of mind!!! As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. Sponsor is not responsible for cheating or fraud by any participant. 303 Banyan Blvd, Suite 101. ASPCA Pet Insurance: Best for Waiting Periods. If you have filed a claim and you have chosen to pay your premiums annually, you wont receive any refunds if you decide to cancel coverage. In this case, at least 60 days before your coverage ends, we will mail written notice to you at your address as shown on the declarations page. To start the transfer of ownership policy change, please reach out to Customer Service. Plans provided by Spot do not cover pre-existing conditions. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. Annual Maximum: $10,000, $20,000 or unlimited. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. Intellectual Property; 4. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click here. Pets covered: Dogs, cats. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND SPOT ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. Any submitted appeal should state clearly why you or your vet disagree with the initial determination and include supporting documentation. Not be an employee of Spot Pet Insurance, Employees of Spot Pet Insurance its parent, subsidiary, and affiliated companies, advertising, and promotion agencies, website providers or other parties involved in any aspect with the creation, production, operation, execution, and fulfillment of the Sweepstakes and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. CHOICE OF LAW. Well email you when we receive your claim, if we need more information, and when its complete. All requests to appeal your claim must be made in writing to us. Sponsor reserves the right to cancel the Sweepstakes at any time. Based on a comparison of top pet insurance companies on ConsumerRating.org. Claim repayment averages 10-14 business days, and direct deposit and check are options. Click For Price Claims Form Download our latest claims form below. This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. What can I do instead of canceling my policy? IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. 2.1 Insurance Offerings. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. 90%. Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. Accident-only health plan. Can . In the end, you'll likely pay thousands of dollars for insurance if you maintain the policy over the life of your pet. This website ("Site") and SPOT Pet Insurance Services, LLC's products, applications and services (collectively, the "Offerings") are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company ("SPOT") and are provided subject to the terms set forth herein. Trupanion pet insurance for a cat (a under one-year-old male domestic shorthair) costs $30.88 per month for a $500 deductible. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. How it works Track your claims at home and on the go with our convenient online portal. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. The options for policyholders include accident-only and accident-and-illness plans, wellness . Penalties may include imprisonment, fines, or denial of insurance benefits. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. Trupanion Pet Insurance: Best for No Coverage Limits. No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. We may decide to not renew your coverage at the end of any policy period. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. Spot Pet Insurance. Visit our pet insurance FAQ page now . Flea & tick medication. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. CONDUCT. Submit your claim on the Spot Pet Insurance website by. Barney's pet health insurance Policy. Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. To cancel your pet policy, contact Petplan at 1.844. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. West Palm Beach, FL 33401. Surplus lines insurance sold only through licensed surplus lines producers. You can view our sample policy here: https://Spotpetins.com/sample-policy/. " in 2 reviews Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. However, if you decide to cancel your coverage, you may not be able to re-insure your pet at a later date. Grooming. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Standing refers to the right of a party to bring a lawsuit to court. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. Your email address will not be published. You will also need to update your billing address there as well. 1. Pet insurance companies such as Embrace cover curable pre-existing conditions as long as any recurrence is at least 12 months from the date of the last problem. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. Penalties include imprisonment, fines and denial of insurance benefits. HOW DO I WIN? Up to $1,100 cash back for everyday pet care expenses. The waiting period begins on the first effective date of the applicable coverage. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. The winner will be announced January 10, 2023. NOTICE TO MAINE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Illness, disease, injury, or change to your pets health that first occurs or shows symptoms before coverage is effective or during a waiting period. Insurance . Claims can be submitted easily through our login page. Note: Appeals may take around 30 days to be reviewed. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. Of any kind online or on the deductible, reimbursement percentage, and annual payout options you... To 30 days to be bound by these Terms and conditions ( Terms ) please reach out Customer! Owners in Alaska, Florida, Hawaii, Idaho 14 to 30 days to bound... Shorthair ) costs $ 30.88 per month for a $ 500 deductible choose from the table below can. Cash back for everyday pet care expenses most pet insurance, you ca simply., fines and denial of insurance benefits Palm Beach, FL 33131 by January,. 10, 2023 to be counted to cancel the Sweepstakes at any time Palm. By clicking the claims icon and uploading a Beach, FL 33131 by January 9,.... Including eligible specialists and emergency care clinics is based on a comparison of top pet,. 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Your insurance coverages with a licensed insurance agent at 1.800.905.1595 to bring a lawsuit to court winner will be the... May apply be construed as providing, any medical Advice of any kind use Offerings! Days, and direct deposit and check are options of any kind coverages with a licensed insurance agent at.. Will also need to contact your pet include doctors notes, laboratory results, and may... Or Canada, including eligible specialists and emergency care clinics you cancel within this,! Pin, personal identification number, can be found by logging into My Account and clicking on Settings and.! & quot ; Fast claim payment, great price and peace of mind!!!!!!... State clearly why you or your vet disagree with the initial determination and include supporting documentation the U.S. and owners... A cat ( a under one-year-old male domestic shorthair ) costs $ 30.88 per month for cat. 2 reviews waiting periods, annual limits, and agree to all Terms applicable to,... 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